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Welcome to HomeTrust Financial

FHA & VA Loans and Streamline
Jumbo | Conventional | Home Equity Second or Fixed | Reverse Mortgage

Welcome to the official website of HomeTrust Financial, Inc., a comprehensive mortgage company based in Valencia, CA. Specializing in Home Purchase Loans, Refinance, fixed second mortgages, and providing assistance with reverse mortgages, we proudly extend our services throughout the entire state of California and are in the process of expanding our capabilities to other states. Whether you're in California or beyond, we're here to assist you with your mortgage needs and financial goals. Our convenient application process is also available online, offering you the ability to securely open an account from the comfort of your home.

Home Equity

Second Mortgage

In addition to our unwavering commitment, our second mortgage option provides the flexibility of a 10, 20, or 30-year payment plan, allowing clients to tailor terms that align with their financial goals. Safeguard your hard-earned equity today and unlock the potential of your home with our Home Equity Second Mortgage! Your years of dedication and investment in your home can now work for you. Whether your aspirations involve renovating your space, adding a pool, adopting solar energy, funding your children's education, or establishing a financial safety net, our Home Equity Second Mortgage empowers you to access those funds effortlessly. Don't let your equity remain idle; let it be the key to your financial peace of mind and prosperity.

FHA or VA Streamline

If you currently have an FHA or VA loan, it might be a good time to consider refinancing with an FHA or VA Streamline. This process is relatively quick and straightforward, designed to lower your monthly payments. Streamline guidelines often require no appraisals and minimal documentation. Even if your home is worth less than what you owe, an FHA or VA Streamline refinance could be a suitable option for you.

Contact HomeTrust Financial, Inc. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Contact Us

28413 Vista Del Rio Drive
Valencia, CA 91354
Phone: (818) 531-4125
morillo@hometrustfin.com

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Every step of
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We understand the mortgage and refinance process can be stressful. That's why we're here as your partners to finance the home of your dreams with full transparency and clarity

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